The best-known credit cards in the U.S. carry the name of Visa, MasterCard, American Express or Discover—the Big Four. But Visa and MasterCard cards are not actually issued by either Visa or MasterCard. They’re issued by more than 20,000 individual financial institutions (mostly banks) that are licensed to do so. And each card issuer sets—and often changes—its own rules and rates in regard to finance charges, fees, benefits, credit limits, application approval, account restrictions or cancellations, etc.
With so many different cards to choose from, and so many recent changes throughout the credit card industry due to the recession and federal government intervention, it’s more difficult than ever to choose the “best” credit card. It could take you weeks and much effort to check out every credit card by yourself, and you might overlook a number of cards that are unknown to the general public.
Fortunately, our website can be of help. As you explore our website, you’ll see that we’ve made it easy for you to express your needs, wants, credit situation and other variables, so we can recommend which card is best for you, right now.
Are you primarily interested in a low interest rate, balance transfers, instant approval, reward or cash-back programs, airline miles, a high credit limit, a prepaid debit card, a student card, a card for business use, a gasoline card, a card for world travel, no annual fee, a decent grace period, a card for use at ATM machines...or something else? Is your credit very good, bad, or somewhere in between? Would you like a card that will impress others?
When comparing cards—and we’ve made it very easy to do so— keep these suggestions in mind:
1. Don’t just look at the introductory “teaser” rate, if there is one, and ignore the other data. After the specified period (which might be only a few months), the regular rate will kick in, and it could be much higher than cards without an intro rate.
2. If both you and your spouse are considering a new card, you might want to apply to different card issuers, to help control your use of credit. If you both use the same card (i.e., one account with two actual cards), it’s all too easy to inadvertently exceed your credit limit and be hit with over-limit fees, or have your card rejected when trying to use it.
3. If you run a small business, it helps to have a separate card only for business-related purchases (unless that’s prohibited by the card issuer). It will help you keep track of expenses and at tax time.
Once you’ve narrowed down your card choices, just follow the simple directions, and in seconds you’ll find out which cards are the best for you. There’s no charge—now or ever—for our services!
Offshore Pro Group
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Obtaining a shade bank card is a "in" thing right now, specifically meant for the pro-green men and women as well as the the environmental promoters. E-Commerce web sites are actually filled up with items that are nature favorable and also to produce buying these things simpler, a earth-friendly plastic card can be used. But what exactly are natural credit cards? Are they sure that these are positive in preserving Nature? Would it be worthwhile the price?
ReplyDeleteIt really is just like a normal credit-based card. Absolutely no, it doesn't have always something connected to the colour earth-friendly, but they have a shade of shade on their particular style and design. It encourages the global forum in conserving mother nature, minimizing carbon dioxide wastes as well as assisting promotion the environmental consciousness.
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