Manage your Credit Card Accounts Online, as well as your Banking

The internet has certainly revolutionised the way that we conduct our day-to-day banking. Although still available as options at most high street banks, it is now no longer necessary to queue in your local branch or pick up the telephone, as our banking can all be done with the click of a mouse, or even more so these days by the tap of a touch screen.

Indeed, now that the internet is available on so many different platforms and devices, including smart phones and over 3G, it is now possible to access you bank account details in just about any location. For those with internet browsing facilities on their mobile phones, the ability to bank online is only limited by the availability of their mobile operator's signal.

Mobile broadband has also made internet banking even more convenient. Simply plug the dongle, into your laptop wherever you are, and you can have instant access to online banking! So, if you choose to do it half-way up at a mountain at 3.00 a.m. in the morning then you can, providing there is a 3G signal.

Most banks offer the majority, if not all the facilities online that can performed in person in the branch or over the telephone such as setting up direct debits, standing orders, checking balances, transferring money between accounts and even applying for overdraft facilities.

But, it's not just current account banking that can be done over the internet, but credit card accounts can also be maintained online, either through your bank or via your credit card company. Indeed, many financial institutions now offer the option to go 'paperless' and rather than despatched by post they are sent via email. If that facility is not available, then most offer the option to view your statements online as well as details of any transactions incurred since your last credit card statement was produced.

With the threat of strike action causing postal disruption throughout summer 2009, the option to review statements online will ensure that you don't incur late payment charges as a result of the non-arrival of your paper statement.

Using the internet to access your credit card account also allows you to request a change to your credit limit, the ability to quickly and conveniently perform balance transfers and the option to make additional payments to your account.

Online operation of a credit card account, just like with bank accounts, certainly makes life easier for people who never seem to have enough hours in the day to get to the bank or phone their credit card company.
Offshore Pro Group